Privacy Policy

Our Commitment to Privacy

We are required by law to ask for certain information in order to perform our services for you, but we are committed to protecting your personal and financial information. This Privacy Policy (“Privacy Policy”) answers some questions about what information we collect, what we do with it, and how we protect it. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

Our Policy

Welcome to the website www.ibankers.com (the “Site”) owned and operated by IB Direct, LLC (Henceforward “I-Bankers Direct,” “we,” “us,” and/or “our”). This Site has been created to provide information about our company and its financial matchmaking services (the “Service”) to our users (“you,” “your”). This Privacy Policy sets forth I-Bankers Direct’s policy with respect to information, including personally identifiable data (“Personal Data”), and other information that is collected from Site visitors and users of the Service

Information We Collect

When you interact with us through the Site or the Service, we may collect Personal Data and other information from you, as further described below:

Personal Data That You Provide Through the Site: We collect Personal Data from you when you: (i) voluntarily provide such information such as when you register for access to the Service (for example, contact information such as your name, email address, and mailing address); (ii) wish to use certain parts of the Service (for example, financial information such as bank account numbers, your date of birth and the last four digits of you social security number); (iii) contact us with inquiries; or (iv) respond to one of our surveys. Wherever I-Bankers Direct collects Personal Data from you, I-Bankers Direct provides a link to this Privacy Policy.

By voluntarily providing us with Personal Data, you agree to the terms of this Privacy Policy, you expressly consent to our use of such Personal Data in accordance with this Privacy Policy, and you agree to the Terms of Use found at: www.ibankers.com/termsofuse. If you provide Personal Data, you acknowledge and agree that such Personal Data may be transferred from your current location to the offices and servers of I-Bankers Direct and the authorized third parties referred to herein located in the United States and in other countries where laws regarding processing of information may be less stringent than the laws in the United States.

Non-Identifiable or Aggregated Data: When you interact with I-Bankers Direct through the Site or Service, we receive and store certain personally non-identifiable information. Such information, which is collected passively using various technologies, cannot presently be used to specifically identify you.

As is true of most websites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. I-Bankers Direct may store such information itself or such information may be included in databases owned and maintained by I-Bankers Direct affiliates, agents or service providers. This Site may use such information and pool it with other information to track, for example, the total number of visitors to our Site, the number of visitors to each page of our Site, the domain names of our visitors’ Internet service providers, and how our users use and interact with the Service. Also, in an ongoing effort to better understand and serve the users of the Service, I-Bankers Direct conducts research on its customer demographics, interests and behavior based on the Personal Data and other information provided to us.

This research may be compiled and analyzed on an aggregate basis. I-Bankers Direct may share this non-identifiable and aggregate data with its affiliates, agents and business partners, but this type of non-identifiable and aggregate information does not identify you personally. I-Bankers Direct may also disclose aggregated user statistics in order to describe our Service to current and prospective business partners and to other third parties for other lawful purposes.

In operating this Site, we may also use a technology called “cookies.” A cookie is a piece of information that the computer that hosts our Site gives to your browser when you access the Site. Our cookies help provide additional functionality to the Site and help us analyze Site usage more accurately. For instance, our Site may set a cookie on your browser that allows you to access the Site without needing to remember and then enter a password more than once during a visit to the Site. In all cases in which we use cookies, we will not collect Personal Data except with your permission. On most web browsers, you will find a “help” section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. We recommend that you leave cookies turned on because they allow you to take advantage of some of the Site’s features.

We may also collect information through the use of clear gifs (also called Web Beacons and Web Bugs) in selected email messages we send to you. These are tiny graphic files, not visible to the human eye, that are included in HTML-based emails and used to let us know which emails we send are opened. Clear gifs may also see or read cookies on your computer. When authorized by I-Bankers Direct, third parties specializing in monitoring aggregate statistical use of the Site with whom we contract, may use cookies, our web log files, web beacons, and other monitoring technologies to compile anonymous aggregate data.

The use of cookies by any of our affiliates or service providers is not covered by our privacy policy. We do not have access or control over these cookies. Our partners use session ID cookies to make it easier for you to navigate our site and use our Service.

Our Use of Your Personal Data and Other Information

I-Bankers Direct uses the Personal Data you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For instance, if you contact us by email, we will use the Personal Data you provide to answer your question or resolve your problem. Also, if you provide Personal Data in order to obtain access to the Service, we will use your Personal Data to provide you with access to such services and to monitor your use of such services. We also reserve the right to use your Personal Data to send you e-mails regarding changes to this Privacy Policy or the Terms of Use. We also may obtain information about you from third party sources to verify your identity so we can properly process your requests and prevent fraud.

I-Bankers Direct and its parents, subsidiaries and affiliates (the “Related Companies”) may also use your Personal Data and other personally non-identifiable information collected through the Site to help us improve the content and functionality of the Site, to better understand our users and to improve the Service. I-Bankers Direct and its Related Companies may use this information to communicate with you regarding the Service or to tell you about services we believe will be of interest to you. If at any time you wish not to receive any future marketing communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below. Note however that as a user of the Service we will send you administrative communications that are reasonably necessary to the Service, such as billing or service notifications. If I-Bankers Direct intends on using any Personal Data in any manner that is not consistent with this Privacy Policy, you will be informed of such anticipated use prior to or at the time at which the Personal Data is collected.

Our Disclosure of Your Personal Data and Other Information

We will share your personal information with third parties only in the ways that are described in this Privacy Policy. We consider this information to be a vital part of our relationship with you. There are, however, certain circumstances in which we may share your Personal Data with certain third parties without further notice to you, as set forth below:

Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets and you will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Related Companies: We may also share your Personal Data with our Related Companies for purposes consistent with this Privacy Policy.

Agents, Consultants and Related Third Parties: I-Bankers Direct, like many businesses, sometimes hires other companies to perform certain business-related functions. Examples of such functions include mailing information, maintaining databases, ID verification, processing applications, shipping and fulfillment, and processing payments and completing transactions. When we employ another company to perform a function of this nature, we provide them with only the information that they need to perform their specific function. These companies are authorized to use your personal information only as necessary to provide these services to us.

Legal Requirements: I-Bankers Direct may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of I-Bankers Direct, (iii) act in urgent circumstances to protect the personal safety of users of the Site or the public against fraud or other harm, or (iv) protect against legal liability.

Your Choices

If your personal information changes, or if you no longer desire our service, you may correct, update, amend, delete or request deletion by (i) making the change in your registered account settings page, (ii) emailing our Customer Support at info@ibankers.com or (iii) by contacting us at the contact information listed below. We will use our reasonable efforts to respond to or comply with your request within 30 days.

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

When you sign up for our Service or newsletter(s), we will send periodic emails to you regarding the Service or to tell you about services we believe will be of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or you can contact us at unsubscribe@ibankers.com.

Security

The security of your personal information is important to us. When you enter sensitive information (such as bank account information) on our website, we encrypt the transmission of that information using secure socket layer technology (SSL). We also use third party ID verification to ensure our users’ true identities are validated.

We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Site, you can contact us at security@ibankers.com.

Exclusions

This Privacy Policy does not apply to any Personal Data collected by I-Bankers Direct other than Personal Data collected through the Site or Service. This Privacy Policy shall not apply to any unsolicited information you provide to I-Bankers Direct through this Site or through any other means. This includes, but is not limited to, information posted to any public areas of the Site, such as bulletin boards (collectively, “Public Areas”), any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, “Unsolicited Information”). All Unsolicited Information shall be deemed to be non-confidential and I-Bankers Direct shall be free to reproduce, use, disclose, distribute and exploit such Unsolicited Information without limitation or attribution.

Your user name may be listed as an investor on the visual data room page for any issuer company in which you invest and viewed by the Issuer, other Investors and potential Investors. If you do not wish to be readily identifiable by others accessing those sites, please create or change your username to something other than your actual name or other designation that may be recognizable as belonging to you. This Privacy Policy does not apply to Personal Data contained in the user name you select.

Testimonials

We display personal testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name and other information. If you wish to update or delete your testimonial, please contact us at info@ibankers.com.

Social Media Features

You can log in to this Site using sign-in services such as LinkedIn. These services will authenticate your identity and provide you the option to share certain personal information with us such as your name and email address to pre-populate this Site to your profile page to share with others within your network. However, consistent with the Terms of Use, you may not disclose or otherwise provide any information you receive from our Site about any Issuer or other Investors that in any way allows personal identification of such Issuer or Investor. Our Site also includes Social Media Features such as the Facebook Like button, Twitter, and Add This button. These features are interactive mini-programs and may collect your IP address, which page you are visiting on the Site, and may set a cookie to enable the feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the company providing such feature.

Children

The Site is intended to be used by adults only, and is not intended to be used by children. No one under the age of eighteen (18) may register on the Site, and by registering for and using the Site, you are certifying that you are not under eighteen (18) years of age. We do not knowingly collect personally identifiable information from any person whom we actually know is under the age of eighteen (18). If you are under the age of eighteen (18), please do not submit any Personal Data through the Site. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Data on this Site without their permission. If you have reason to believe that a child under the age of eighteen (18) has provided Personal Data to I-Bankers Direct through this Site, please contact us, and we will endeavor to delete that information from our databases.

Links to Other Websites

This Privacy Policy applies only to the Site. This Site may contain links to other websites not operated or controlled by I-Bankers Direct (the “Third Party Sites”). The policies and procedures we described here do not apply to the Third Party Sites. The links from this Site do not imply that I-Bankers Direct endorses or has reviewed the Third Party Sites. We suggest contacting those sites directly for information on their privacy policies.

Other Terms and Conditions

Your access to and use of this Site is subject to the Terms of Use.

Changes to I-Bankers Direct’s Privacy Policy

We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

THIS PRIVACY POLICY WAS LAST REVISED ON 2/1/2013

If we make any substantive changes to our Privacy Policy in the future with regard to how we use your Personally Identifiable Information, we will incorporate those changes here. Your continued use of the Site after the changes are posted constitutes your agreement to the changes, both with regard to information we have previously collected from you and with regard to information we collect from you in the future. If you do not agree to the changes, please discontinue use of the Site.

I-Bankers Direct’s Contact Information

Please feel free to contact us if you have any questions about I-Bankers Direct’s Privacy Policy or the information practices of this Site as follows:

By mail:
I-Bankers Direct
535 5th Ave
4th Floor
New York, NY 10017

Attention:
Legal Department

By Phone:
(214) 687 0020